Publish-traumatic stress dysfunction after an occupational damage

You have the right to choose your own doctor and course of treatment. Don’t rely on insurance company doctors to tell you your problems are not work-related.

Many people who have a traumatic injury at work find it difficult to deal with and adapt. This is particularly common in people who have had an amputation or a brain injury.

All reasonable and necessary medical treatment for your accident at work should be paid for. This includes psychotherapy and all related medications.

Post-traumatic stress disorder

The Mayo Clinic describes post-traumatic stress disorder as “a mental condition triggered by a terrible event. Symptoms can include flashbacks, nightmares, and severe anxiety, and uncontrollable thoughts about the event. “

Post-traumatic stress disorder does not show up on an X-ray. There is no test to prove or disprove what you are feeling. You will need to be diagnosed by a psychologist who will ask about your symptoms. Only then will it be determined whether you meet the criteria for this diagnosis.

Any high-stress job can increase your risk of developing post-traumatic stress disorder. It is not uncommon for an injured worker to refuse medical treatment for this type of illness. Usually, it is their family or friends who insist that they seek help. The sooner a person gets help, the faster they get better and can go back to work.

Why post traumatic stress disorder is denied by workers

Post-traumatic stress disorder can seriously affect a person’s ability to work. Many workers report not only an inability to do their previous job, but also problems doing any type of work.

People can suffer from depression, anxiety, and anger problems. Sometimes these symptoms don’t appear until months after an accident at work.

Man holding a help sign; Image courtesy of rebcenter-moscow via pixabay, www.pixabay.com

Insurance companies do not want to take responsibility for psychological or emotional injuries. It can result in significant lost wages and medical treatment costs. The insurance company will send you for an independent medical evaluation and your claim will likely be denied.

In Michigan, claims are covered for employees who have this disorder as a result of work-related activities. All medical treatments are 100% insured with no co-payments or deductibles owed. This includes prescription drugs and therapy, if necessary.

Employees can also collect lost wages. The amount paid should be 80% of their average weekly post-tax wage. A good rule of thumb is to estimate that around 60% of gross wages owed a nationwide weekly maximum. This money is income tax free.

Don’t accept rejection from workers comp

Contact the insurance company if your PTSD workers’ claim has been denied. You should receive unlimited medical treatment for post-traumatic stress disorder. You should also receive loss of earnings benefits when you are unable to work.

You have the right to choose your own doctor and course of treatment. Don’t rely on insurance company doctors to tell you your problems are not work-related.

If you have post-traumatic stress disorder as a result of work-related activities and your benefits have been refused, an experienced labor law attorney can protect your benefit entitlements and make sure you are getting the correct rate of employee compensation.

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